A transparent look at my investment portfolio.
Everything below is real — my stock market holdings, the internal fund system I use to manage emergencies and family support, insurance, property, crypto, and other assets. Shared for transparency, not as financial advice.
Last updated: July 2026 — figures on this page reflect a specific point in time and will change over time.
Ceylinco Holdings & Ceylon Hospitals
Starting capital was approximately LKR 17,000,000, with no fresh capital added since — the portfolio has grown purely through reinvesting profits. Total investment cost stands at LKR 33,744,000.
| Symbol | Shares | Average Cost (LKR) | Value (LKR) |
|---|---|---|---|
| CINS.N — Ceylinco Holdings PLC | 5,932 | ≈ 3,500–3,600 | 20,762,000.00 |
| CINS.X — Ceylinco Holdings PLC | 4,412 | ≈ 2,000.00 | 8,824,000.00 |
| CHL.N — Ceylon Hospitals PLC | 52,225 | ≈ 70–75 | 3,655,750.00 |
| CHL.X — Ceylon Hospitals PLC | 7,838 | ≈ 55.00 | 431,090.00 |
No fresh capital is planned for the stock market until existing debts and tax liabilities are cleared.
The plan is to keep growing the stock portfolio over the long run purely through reinvesting returns.
Money Market Investments, Internal Health Insurance Plans & Internal loans.
Financial market investments, internal loans and internal insurance basket — six funds (a–f) set aside for emergencies, family members' health needs, and my children's future.
For general emergencies
Also receives the LKR 50,000 monthly repayment from the Health Emergency Fund's internal loan (see below).
For personal health emergencies
This fund covered an emergency surgery through a 0% interest internal loan from the Basic Emergency Fund. The monthly LKR 50,000 contribution goes toward repaying that loan — roughly 60 months to clear at this rate.
For my wife's parents & brother
Given as an outright donation, not a loan — no repayment is expected. The money and gold balances shown here are excluded from the Overall Portfolio calculations, along with other assets of their own.
For my mother & brother
Given as an outright donation, not a loan — no repayment is expected. The money and gold balances shown here are excluded from the Overall Portfolio calculations, along with other assets of their own.
For my children's health & education needs
Self-compounding investment fund
This fund grows purely through reinvestment — no new money is added to it.
Irregular tax planning has meant paying a large tax amount at once, putting pressure on the internal loans. The plan over the next 3 years is to finish clearing tax obligations first, then begin repaying the internal loans and ease the debt/interest pressure.
The plan is to keep growing the financial market investment and internal insurance basket through reinvested returns, internal loan interest, and new contributions.
Maturity-focused insurance plans.
Three insurance plans focused on receiving a larger lump sum at maturity, rather than illness/hospital coverage.
| Policy | Premium | Paid / Total | Maturity (Year) | Maturity Benefit | Death Benefit (during premium period) |
|---|---|---|---|---|---|
| Ceylinco Life | 50,700 / mo | 23 / 60 | 2044 | LKR 15,000,000 | LKR 3,000,000 |
| Union Assurance (I) | 50,000 / mo | 55 / 60 | 2037 | LKR 6,000,000 | LKR 2,700,000 |
| Union Assurance (II) | 1,131,030 one-time + 150,050 × 4/yr | 2 / 5 | 2034 | LKR 2,000,000 | Greater of LKR 750,000 or account balance |
Weeravila land & family home.
A 69.8-perch freehold land parcel purchased in 2025 — in the Weeravila area, 50 meters off the Colombo–Wellawaya main road. The home I currently live in sits on a separate, family-inherited plot and is tracked under "Home & Family Security" below, not counted as part of this investment figure.
An early-stage bet, still in play.
I invested in this project at its early stage; it's still active today.
Parallax Protocol
Entry cost, at time of purchase
Marked to market, down ≈ 84% from cost
Gold & gemstones.
Gold and gemstone holdings.
40.28 g total — 3 rings (8.61g), a pendant (2.38g), a necklace (16.28g) & a bangle (13.01g)
1.15 ct, cut & polished, small inclusion
Heat-treated pair, 18K white gold setting, 1.864 g
Uncut
Two small stones with inclusions (1.35 ct & 1.15 ct)
Things I own that aren't investments.
Tracked here for transparency, but excluded from the investment portfolio and the Overall Portfolio summary below — these are personal-use assets that depreciate over time, not investments.
Approximate construction cost
Toyota Vitz, estimated value
Family-inherited, no title deed/documents
How it all adds up.
Cost / paid-in basis across every category — approximately LKR 46.5 million, including the crypto holding at cost (≈ LKR 788,389), and excluding the money & gold balances held in family funds (c, d) and the non-investment depreciating assets in Section 07.